Home Loan EMI Calculator
Plan your property investment confidently. Calculate your monthly mortgage payments, visual breakdowns, and explore top financing options in Pakistan.
Input Loan Details
Payment Breakdown
Monthly EMI
PKR 0.9 Lac
Home Financing in Pakistan
Getting a home loan in Pakistan requires meeting certain eligibility criteria. Banks typically look at your credit history (eCIB report), monthly income, and the property's legal status.
- Down payment ranges from 20% to 30%
- Interest rates are linked to KIBOR + Bank Margin
- Maximum tenure is usually 20-25 years
- Property must have clear Title & approved maps
Note: Islamic banking alternatives (like Diminishing Musharakah) offer Shariah-compliant financing instead of conventional interest-based loans.
Popular Loan Packages
HBL Home Finance
Rate
17–20%
Max Loan
10 Crore
Tenure
20 yrs
Meezan Bank (Islamic)
Rate
18–22%
Max Loan
15 Crore
Tenure
20 yrs
UBL Home Loan
Rate
18–21%
Max Loan
8 Crore
Tenure
15 yrs
Allied Bank
Rate
16–19%
Max Loan
5 Crore
Tenure
20 yrs
* Indicative rates. Consult banks for the latest KIBOR rates.